PM Vishwakarma Yojana 2026: Eligibility, Benefits, Loan Amount, Online Application & Status Check

 PM Vishwakarma Yojana 2026 - Complete Guide for Artisans & Craftsmen

Introduction:

The Government of India launched several welfare schemes to support Self Employed workers and traditional Artisans. Among them, PM Vishwakarma Yojana stands out as a transformative initiative aimed at empowering Craftsmen, skilled workers, and small artisans across India.

Introduced to recognize and uplift the "Vishwakarmas" of the country, this scheme provides skills training, financial assistance, modern tools, digital support, and affordable loans to millions of workers engaged in traditional occupations.

In this details guide, we will explain PM Vishwakarma Yojana 2026 in simple English, Coverage Eligibility, benefits, documents, loan structure, online application steps and frequently asked questions.

👉 PM Kisan Samman Nidhi Yojana 2025

What is PM Vishwakarma Yojana?

PM Vishwakarma Yojana is a central government schemes designed to support individual working with their hands and tools in traditional trades such as carpentry, blacksmithing, tailoring, masonry, pottery, bordering, and many more.

The Scheme aims to: 

• Improve skills through certified training 
• Provide modern tools for productivity 
• Offer low-interest loans without heavy collateral 

👉 Official PM Vishwakarma Yojana website

Objective of PM Vishwakarma Yojana 2026 

The primary objective of the scheme include:

• Recognizing traditional Artisans as "Vishwakarma"
• Enhancing skills levels through structured training 
• Increasing digital transactions
• Providing easy access to institutional credit 
• Reducing dependence on moneylenders

Who are Vishwakarma? (Eligibility Occupations)

The scheme covers is traditional trades including:

• Carpenter
• Blacksmith
• Goldsmith 
• Potter
• Tailor 
• Barber
• Washerman 
• Masson
• Cobblers
• Basket workers
• Locksmith
• Sculptor
• Fishing netmaker
• Hammer and tools markers

Only one member per family is eligible under this scheme.

Eligibility Criteria for PM Vishwakarma Yojana 

To apply for PM Vishwakarma Yojana 2026, the applicant meet the following conditions:

• Must be an Indian citizen 
• Age should be 18 years (or) above 
• Engaged in a traditional Artisans (or) craft occupation 
• Working in the unorganized section
• Not available similar government loans earlier (in same cases)
• Only one family member allowed 

👉 how to open a bank account online

Key Benefits of PM Vishwakarma Yojana 

1. Skill Training 

• Basic training: 5 - 7 days 
• Advanced training: 15 days 
• Certified by government agencies 

2. Training Stipend 

• ₹500 per day during training 

3. Tool Kit Incentive 

• Up to ₹ 15,000 for modern tools 
• Provided Via e-voucher (or) digital transfer

4. Loan Assistance 

• First loan: ₹1,00,000
• Second loan: ₹2,00,000
• Total loan benefits: ₹3,00,000

5. Low Interest Rate 

• Interest rate: 5%
• Government Provides interest subvention 

6. Digital Empowerment 

• Digital payments training 
• Incentive for online transactions

👉 government loan schemes in India

PM Vishwakarma Loan Structure Explained 

Loan Stage	Amount	Tenure	Interest
First Phase	₹1,00,000	18 months	5%
Second Phase	₹2,00,000	30 months	5%

No heavy collateral is required for these loans 

👉 National Government Services Portal of India

Documents Required 

Applicants must submit the following documents:

• Aadhaar Card 
• Identity proof 
• Address proof 
• Bank Account Details 
• Mobile Number linked with Aadhaar 
• Passport size photo 
• Occupation certificate (if available)

👉 UIDAI Aadhaar official website

How to Apply Online for PM Vishwakarma Yojana 2026

Step-by-step Application Process

1. Visit the official PM Vishwakarma portal
2. Click on apply online 
3. Login using mobile number & OTP 
4. Enter personal and occupational details 
5. Upload required documents 
6. Select training centre 
7. Submit the Application 
8. Note down the Application reference number 

Offline Application Process Applicants Can Also Apply Through 

• CSC (Common Service Centre)
• Government authorised facilitation centre 

How to Check PM Vishwakarma Application Status 

1. Visit the official website 
2. Click on check status 
3. Enter application ID (or) Registered mobile number 
4. View Current status 

Training & Certification process 

Once approved:

• Applicants receives training schedule 
• Attendance is mandatory 
• Certificate issued ofter completion
• Certifications required for loan eligibility 

Digital Incentive Under the Scheme 

Artisans who adopt digital payments receive:

• Transaction -based incentives 
• Assistance for UPI and banking apps 
• Financial literacy rate training 

Why PM Vishwakarma Yojana is Important 

This scheme:

• Preserves traditional skills 
• Improves income stability 
• Encourage self-employment
• Strengthens rural economy 
• Promotes inclusive growth 

👉 How to apply for PAN Card online

Common Mistakes to Avoid 

• Incorrect Aadhaar details 
• Applying without proper occupation Proof 
• Skipping training sessions
• Providing wrong bank details 

Frequently Asked Questions (FAQs)

Q.1 Is PM Vishwakarma Yojana free?

     Yes, registration and training are free.

Q.2 Can Women Apply for the Scheme?

       Yes, both men and women are eligible.

Q.3 Is collateral required for loans?

       No heavy collateral is required.

Q.4 Can I apply again if rejected?

       Yes, after correcting error.

Q.5 Is this scheme available in all states?

        Yes, it is applicable across India.

👉 check government scheme application status online

Conclusion:

PM Vishwakarma Yojana 2026 is a powerful step towards empowering India's traditional artisans and skilled workers.

By offering training, modern tools, Affordable loans and digital support, the government is ensuring sustainable livelihoods and preserving age-old crafts.

 

If you (or) Someone in your family's is engaged in a traditional occupations, this scheme can be a life,-, changing opportunity. Apply early, complete training sincerely, and make full use of the benefits offered under PM Vishwakarma.