How to Create PAN Card Online on Mobile (Step-by-step Guide -2026)

 How To Create PAN Card Online On Mobile 

Introduction

A PAN Card (Permanent Account Number) is of the most important documents for every Indian citizen. Whether you want to open a bank account, file income tax returns, invest in mutual funds, or apply for a loan, PAN Card is mandatory.

Good News is that in 2026, you can easily apply for a PAN Card Online using your mobile phone without visiting any office. This guide explains everything step-by-step in simple English So that even beginners can apply confidently.

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 What Is a PAN Card?

PAN (Permanent Account Number) is a 10- digital plan meric number issued by the income Tax Department of India.

 Example: ABCDE1234F

👉 Income Tax Department – PAN Services  

Uses of PAN Card 

• Filing income Tax Returns (ITR)
• Opening Bank accounts
• Investing in stocks, Mutual Funds, and bonds 
• Applying for Credit Cards and Loans 
• 👉 UTI PAN Card Application Portal >Best Credit Cards in India 2026

High - Value transactions above ₹50,000

 Who Can Apply For PAN Card Online?

You can apply for a PAN Card Online if you are:

•  Indian citizen 
• Above 18 Years (minor PAN also possible)
• Individual / Student  / Salaried / Self -employed
• Xx Documents Required For PAN Card (Online)
• Only Aadhaar card is enough if you choose Aadhaar based eKYC.

Required:

• Aadhaar Number linked with mobile
• Active mobile number 
• Smartphone with internet 

No need to upload documents if Aadhaar OTP Verification in Used 

Types Of PAB Card Applications

1.   New PAN Card - First -Time applicant 
2. PAN Correction / Update - Name, DOB, Address, Changes 
3. Duplicate PAN Card - Lost (or) Damaged Card

This blog focuses on New PAN Card Via Mobile.

Official Websites To Apply PAN Card Online 

You can apply PAN Card Online from these government authorised websites 

 Income Tax PAN Services

👉 https://www.incometax.gov.in

NSDL PAN Portal:

  👉 Apply PAN Card Online (NSDL Official)

How To Create PAN Card Online On Mobile (Step-by-step) 2026

Step 1: Open official PAN Website on your mobile browser, Open:

Click on Apply Online ➡️ New PAN ➡️ Indian Citizen (From 49 A)

Step 2: Select Application Type 

Choose:

• Application Type: New PAN
• Category: Individual 
• Citizenship: Indian 
• Fill basic details:
• Full Name (as per Aadhaar) 
• Date of birth 
• Mobile number 
• Email ID 
• Click Submit 

Step 3: OTP Verification 

You will receive on OTP on your mobile.

• Enter OTP
• Confirm details 

After Verification, you will get a Token Number (Save it)

Step 4: Choose Aadhaar eKYC Option 

Select yes for Aadhaar - based eKYC

Benefits: 

• No document upload 
• Faster processing 
• Paperless application 

Step 5: Fill personal Details 

Details will be auto- fetched from Aadhaar:

• Name
• Gender 
• Address 
• DOB
• Verify and Proceed 

Step 6: Make Payment 

PAN card application fee (2026):

• ₹107 (Indian address)
• ₹1.027 ( foreign address)

Payment Options 

• UPI 
• Debit Card 
• Net Banking 

Step 7: Aadhaar OTP Authentication 

• You will receive another OTP from VIDAI 
• Enter OTP Submit application 
• Your PAN application is now complete 

 How To Download e-PAN Card in mobile 

Once approved (Usually within 5-10 minutes to 2 days)

• Visit income Tax e-PAN Page 
• Enter Aadhaar number 
• Verify OTP 
• Download e-PAN PDF

e-PAN is valid every where, Same as physical PAN 

PAN Card Processing Time (2026)

e-PAN: Same day (or) within 24 hours

Physical PAN: 2-15 working days 

 Common Mistakes To Avoid ❌ 

1. Wrong name spelling 
2. Aadhaar not linked with mobile 
3. Multiple PAN application 
4. Using fake websites 

 PAN Card FAQs 

1) Is PAN Card Free?

    No, A Small Government fee is required.

2) Can Students apply for PAN?

     Yes, Students above 18 years can apply 

3) Is Aadhaar mandatory?

     For Online instant PAN, Aadhaar is mandatory.

4) Can I apply PAN Card Without Documents?

     Yes, via Aadhaar eKYC

5) Is e-PAN Valid For Banks?

     Yes, e-PAN is fully valid 

👉 How to File Income Tax Return Online

Conclusion:

Applying for a PAN Card Online using your mobile in 2026 has become simple, fast, and Completely paperless. With just your Aadhaar card and OTP Verification. You can apply for a new PAN Card From anywhere without visiting any government office.

A PAN Card is an essential documents for banking, income tax filing, investments, loans and many financial activities in India. By following the step-by-step process explained in this guide. Even beginners and students can successfully appy for their PAN Card Without any confusion.

Always make sure to apply only through official government websites to avoid fraud and delays, once generated, your e-PAN Card is fully valid and Can be used immediately for all legal and financial purpose.

If this guide helpful you understand how to create a PAN Card Online on mobile, Share itbm with your friends and family who may need it. Stay connected for more trusted and easy-to-follow guide on government services and online Process.

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